Showing posts with label Domestic Household Debts. Show all posts
Showing posts with label Domestic Household Debts. Show all posts

Thursday, February 10, 2011

'Rakyat sengsara, hutang isi rumah RM577 bilion'

'Rakyat sengsara, hutang isi rumah RM577 bilion'
Joseph Sipalan
Feb 8, 11
4:44pm

Pakatan Rakyat akan mencadangkan "penyelesaian radikal" bagi mengurangkan bebanan cukai yang dikenakan ke atas rakyat Malaysia mengikut Dasar Automotif Negara (NAP).

NONETimbalan Presiden PKR, Azmin Ali berkata cadangan itu akan dibentangkan pada Persidangan Ekonomi Pakatan yang dijadualkan pada bulan depan.

Katanya, cadangan berkenaan bertujuan mengurangkan tiga jenis cukai yang sekarang membebankan pembeli dan melipat gandakan harga kereta. Ini termasuk cukai import, cukai eksais dan cukai jualan.

Katanya, walaupun kenderaan di bawah 1,500 cc, cukai yang dikenakan sekurang-kurangnya 60 peratus untuk eksais, 10 peratus cukai jualan manakala 30 peratus cukai import, 60 peratus cukai eksais dan 10 peratus cukai jualan untuk kereta import.

"Ini bermakna bagi setiap kereta paling kecil yang dijual oleh Perodua pada harga RM40,000, sebanyak RM16,500 cukai dibayar kepada kerajaan.

housing hulu kelang"Oleh itu, masanya telah tiba untuk rakyat menilai dasar-dasar baru yang radikal untuk mengurangkan harga kereta dan rumah," katanya pada sidang media mingguan di ibu pejabat PKR di Petaling Jaya, pagi tadi.

Beliau turun mendesak kerajaan Umno-BN memohon maaf kepada rakyat dan menjelaskan bagaimana rakyat dibebani dengan hutang sepanjang masa.

Azmin berkata hutang isi rumah yang tinggi sehingga mececah 74 peratus dari keluaran dalam negara kasar (KDNK) pada November tahun lalu adalah bukti kurangnya pendapatan rakyat menerusi dasar ekonomi yang dilaksanakan kerajaan persekutuan.

Menurutnya, polisi yang diamalkan tidak lagi relevan memandangkan setiap keluarga terpaksa menanggung hutang negara yang kini melebihi 50 peratus kepada KDNK selain hutang peribadi.

"Kita yakin kalau mahu menjana ekonomi, rakyat perlu ada kapasiti untuk belanja kerana hutang isi rumah yang tinggi," jelas beliau.

NONEAhli parlimen Gombak itu juga menjelaskan prospek malap ekonomi negara dan ketidakupayaan rakyat menikmati taraf hidup baik berpunca daripada tindakan melindungi kepentingan kroni.

Katanya, hutang isi rumah yang dicatat berjumlah RM577 bilion berdasarkan statistik bulanan Bank Negara Malaysia merangkumi bebanan pinjaman kereta (RM118 bilion), pinjaman perumahan (RM225 bilion) dan pinjaman peribadi (RM22 bilion) selain anggaran hutang kad kredit (RM200 bilion).

Ini jelasnya membuktikan kadar perbelanjaan pendapatan rakyat semakin rendah setiap tahun dengan kadar hutang yang tinggi.

"Sikap Umno-BN dalam menangani maslaah harga kereta dan rumah yang mahal dihadapi rakyat adalah bukti mereka tidak mempedulikan kesengasaraan rakyat. Rintihan rakyat selama ini terpaksa menanggung perbelanjaan yang tidak dapat dielakkan langsung tidak diendahkan," katanya lagi.

[Baca berita penuh]

http://malaysiakini.com/news/155510

Azmin decries over half-a-trillion ringgit of household debts

Harakahdaily

KUALA LUMPUR, Feb 8: PKR deputy president Azmin Ali (pic) has sounded warning over the soaring domestic household debts, which reached RM577 billion, or equivalent to 74 percent of the country’s Gross Domestic Products (GDP).

Referring to a statement by Bank Negara governor Zeti Akhtar Aziz, Azmin said out of the RM577 billion, RM118 billion consists of car loans, RM22 billion personal loans while the biggest chunk is home loans at RM225 billion.

“Indirectly, this reduces the people’s disposal income which can be used to improve their standard of living,” said the Gombak member of parliament, describing the situation as "dire state".

While house and car loans were inevitable, Azmin said the current situation had caused people to rely on credit cards for their expenditure, said to be some RM200 billion of the household debts.

“These figures show a gloomy prospect for the national economy and the people’s hope to enjoy better standard of living, especially when salaries have not increased for so long,” he warned.

He said the fact that the household debts formed 74 percent of the GDP was a grave concern, saying the government kept accumulating debts over 50 percent of GDP for the first time in the country's history.

On the vehicle and housing loans, Azmin attributed the high figure to the BN-led government's policy to "protect its cronies’ interests which discriminated the people."

“Although officially only RM2 million Malaysians have minimal taxable salary, the fact is is every family in Malaysia is subjected to higher rate of taxes imposed on purchase of cars. The price of car in Malaysia is way more expensive due to 3 different taxes, import duty, excess duty and sales tax,” said Azmin.

Azmin also pointed out to the rising property price which burdened those in the lower income bracket, denying them an opportunity to own homes.

Azmin called on Malaysians to evaluate new and radical solutions to reduce such costs, and said PKR would be having a series of meetings to address the issue.

http://en.harakahdaily.net/index.php?option=com_content&view=article&id=2238:azmin-decries-over-half-a-trillion-ringgit-of-household-debts&catid=34:primary&Itemid=56

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