Showing posts with label Saving and Expenses. Show all posts
Showing posts with label Saving and Expenses. Show all posts

Saturday, July 23, 2011

Najib thanks Rosmah for 'sacrificing' Italian vacation

Harakahdaily

Jul 22: Prime minister Najib Razak has publicly thanked his wife Rosmah Mansor for agreeing to cancel his family's overseas holiday "for the sake of Malaysians back home".

Addressing a large crowd of UMNO members who turned up to welcome him at the Kuala Lumpur International Airport, Najib, who just returned from his official trip to Britain, the Vatican and Turkmenistan, said his wife agreed with his plea to cancel their holiday.

"I told my family I felt that I should return to Malaysia and that I was prepared to forgo the holiday for the sake of Malaysians back home," he was quoted as saying by government-owned Bernama news agency.

According to the report, Najib was to spend a week holidaying in Italy.

It was revealed in the parliament earlier that the government spent more than RM17 million for trips made by the couple since 2008, with one-third of the amount being spent in the first six months of this year alone.

The parliament was also told that RM134,317.76 was spent to cover Rosmah's expenses during her trip to Saudi Arabia, Oman and Bangladesh, following criticism that she had spent RM140,000 for an overnight stay at Dubai's luxury hotel Atlantis.

The revelation was followed by another news about the alleged purchase of a designer diamond ring at a whopping price of RM70 million ringgit, with a blog publishing a screenshot of a customs declaration.

PKR-linked Solidariti Anak Muda Malaysia (SAMM) led by Badrul Hisham Shaharin had lodged a report with the Malaysian Anti-Corruption Commission (MACC) on the alleged purchase.

“We don’t want a repeat of the Philippine fiasco where the self-styled First Lady Imelda cleared public funds for selfish lavish spending,” he said, urging the commission to launch an investigation into the allegations.

Najib and wife had left the country days after the massive Bersih protest in the capital, which saw more than 1,600 people detained. Some 50,000 people thronged city streets after police the traffic and virtually locked out Kuala Lumpur in the hope of thwarting the rally for electoral reforms on July 9.

However, the Bersih protests hounded Najib and his entourage in London, with dozens of Malaysians and rights activists turning up wearing the yellow Bersih t-shirts shouting slogans against the government's handling of the rally.

Related:

All abuzz over Rosmah Mansor's 70 million 'ring'-git

RM5.4m travel bill by Najib and wife in six months


http://en.harakah.net.my/index.php/berita-utama/3190-najib-thanks-rosmah-for-sacrificing-italian-vacation.html

Saturday, January 15, 2011

7 Ways to Save More Money in 2011

7 Ways to Save More Money in 2011

by Wise Bread
Thursday, January 6, 2011

provided by
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January is a period of self review, filled with promises and new financial goals. But the post-holiday cocktail of disorganization and unrealistic expectations can sabotage self-improvement plans, including efforts to save money.

[Click here to check savings products and rates in your area.]

Fortunately, January has been tagged Get Organized Month by the National Association of Professional Organizers (NAPO). It makes sense. Lack of organization costs time and money, according to a recent NAPO survey of consumer behavior. Cutting through clutter is important to my money-saving goals for 2011.

Coupon System

Too often, my newspaper pile becomes a graveyard for coupons. Potential savings die an early death because of clutter. For instance, I have squandered store coupons sporting savings of $1 to $10 due to missed deadlines or misplaced coupons. For 2011, I've begun to store coupons in a side pocket of my purse, which is always with me. Wallets and glove-compartments in cars are also a great place to store coupons.

Green Savings

The trendy push to live a greener life can be overwhelming, especially with the wide assortment of eco-friendly products, services and strategies on the market. Organization, however, can simplify green living goals. My strategy involves a disciplined room-by-room plan to reduce my family's carbon footprint. For the first three months of 2011, I plan to focus on the kitchen, with green steps that will save the environment and my cash. For example, during the January discount sales on linens, I plan to purchase additional dish clothes and towels for the kitchen, which will save money in the long-run, because I will spend far less on short-lived paper products. Every three months, I'll target a different area of my home.

[See the Hidden Cost of Going Green]

Register Alert

In the checkout line, it's easy to meditate or daydream. But being alert can pay off. On a regular basis, I have spotted errors in cash register receipts, including incorrect prices for sale items. Sometimes, the errors are my fault. For instance, I recently took advantage of a buy-one-get-one (BOGO) free promotion for toys. Unfortunately, one of the games I had selected did not qualify for the BOGO discount. I spotted the error, when I studied the receipt and noticed the double charge for the toys. And now with every purchase, I scan the sales receipt before leaving the store.

Unplug Chargers

Even when not used, cell phone chargers, coffee makers, micro-wave ovens and other appliances drain energy when plugged into wall sockets. Conserving cash and energy is my January goal, and I've been teaching my kids to unplug idle appliances. But this step requires organization and constant awareness. When we are running late, we leave the house in a whirlwind of anxiety and fail to take energy-saving steps. An earlier wake-up call will preserve energy and create less stress.

Time-Sensitive

Late fees and other financial penalties are the byproduct of disorganization. To avoid missed deadlines, I plan to raise my financial IQ with my smartphone and laptop. Both devices provide digital calendars that can be programmed with bill reminders and deadline alerts. There are also a variety of online services that offer e-mail notices about approaching deadlines. Online bill-paying programs also add organization and efficiency.

[See How to Get Cash Back on Every Purchase]

Chores

With better organization some household chores and personal tasks can become money-saving, do-it-yourself projects. For example, if you have the talent and the right tools, you can save money with DIY haircuts, manicures, pedicures and other personal grooming chores. Car-washing, lawn mowing and house-painting duties can also represent frugal home projects. But calculate the cost of your time, and honestly evaluate your skills. Home projects can become money pits if you have to hire a professional to fix DIY errors.

Workshops

During January, NAPO chapters in different regions of the country are hosting public events, including "Organize to Economize in the New Year" workshops, "Shred-and-Organize" gatherings and "Ask-the-Organizer" panels. To find a local event, go to www.napo.net.

Sharon Harvey-Rosenberg is a member of Wise Bread's top personal finance blog network.

http://finance.yahoo.com/family-home/article/111720/7-ways-to-save-more-money-in-2011

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